• Classic Credit Cards

    New job? First job? Early career? Single? Newly married? Or I just want to start slow? Join THE O3 WORLD with our CLASSIC credit card. You can upgrade or increase your limit when you are ready.



      No fees.

      Minimum limit of ₦100,000.

      Maximum limit of ₦500,000.

      B0.13% daily interest on what you spend.

      Free Supplementary cards.

      Transfer or Receive money to/from any banks.




      Earn cashback on POS and Web spend. No minimum spend no spend exclusions.

      Get discounts & special deals when you use your card at cinemas , eateries andyour favorite spots.

      Shop online and get discounts and amazing deals.

      Buy credit and data via the O3 app.

      Emergency card replacement.

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    O3 Cards