• Fixed Income Investment

    O3 offers more than just CREDIT! You can also grow your money with O3.

    You don't need credit but you still want to discuss money.

    Make your money work for you by investing in the O3 FIXED INCOME INVESTMENT PRODUCT.

    With the minimum of N50,000 you can invest in our HIGH YEILD product which can give you monthly, quarterly or annual interest on top of your investment.

    O3 Capital Rate Guide

    S/N 1
    Deposit Sizes ₦1mn- ₦9.99mn
    90 days 4.0%
    180 days 6.00%
    270 days 5.00%
    360 days 4.50%
    S/N 2
    Deposit Sizes ₦10mn- ₦24.9mn
    90 days 6.0%
    180 days 8.00%
    270 days 7.00%
    360 days 6.50%
    S/N 3
    Deposit Sizes ₦25mn- ₦99.9mn
    90 days 8.0%
    180 days 10.00%
    270 days 9.00%
    360 days 8.50%
    S/N 4
    Deposit Sizes ₦100m & above
    90 days 10.00%
    180 days 12.00%
    270 days 11.00%
    360 days 10.50%

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    O3 Cards