• O3 offers more than just CREDIT! You can also grow your money with O3.

    You don't need credit but you still want to discuss money.

    Make your money work for you by investing in the O3 FIXED INCOME INVESTMENT PRODUCT.

    With the minimum of N50,000 you can invest in our HIGH YEILD product which can give you monthly, quarterly or annual interest on top of your investment.

    O3 Capital Rate Guide

    S/N 1
     
    Deposit Sizes ₦1mn - ₦9.99mn
    90 days 8.0%
    180 days 10.00%
    270 days 10.50%
    360 days 11.00%
    S/N 2
     
    Deposit Sizes ₦10mn - ₦24.9mn
    90 days 10.0%
    180 days 12.00%
    270 days 12.50%
    360 days 13.00%
    S/N 3
     
    Deposit Sizes ₦25mn - ₦99.9mn
    90 days 12.0%
    180 days 14.00%
    270 days 14.50%
    360 days 15.00%
    S/N 4
     
    Deposit Sizes ₦100m & above
    90 days 14.00%
    180 days 15.00%
    270 days 16.00%
    360 days 17.00%

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    O3 Cards