![]() A BEGINNER'S GUIDE TO CREDIT CARDS
Clicking the link to this article means you're considering getting a credit card or you already own one and you would like to learn more about its benefits.
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Taking Banking Services To New Heights
O3 Capital Nigeria is the first and fastest-growing non-bank credit card issuer in the Nigerian fintech space. Licensed by the Central Bank of Nigeria (CBN), O3 Capital provides innovative solutions for its customers and vast network of merchants. Abimbola Pinheiro, CEO of O3 Capital Nigeria Limited, states,
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![]() O3 CAPITAL GETS AWARDED THE 2022 PCI DSS CERTIFICATION
As one of the fastest growing non-bank credit card issuer in the Nigerian Fintech space, O3 Capital in its over 7 years of operation has consistently shown its commitment to providing end to end customer experiences; and these include providing security and data protection for customers.
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O3 CAPITAL: CONTRIBUTING TO A CASHLESS ECONOMY
As of 2011, Nigeria had about 60 million debit cards across all banks and across the Visa, MasterCard providers, but credit cards were less than 250,000 - Which was a huge disparity when you compare the numbers against the CBN cashless policy initiative.
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![]() CREDIT CARD LOANS: EVERYTHING YOU NEED TO KNOW
Securing a loan from banks as a student or business owner is one of the most difficult things in Nigeria. From having to look for collateral and guarantors to the high interest and default rate, the bureaucracy is sure to make a U-turn when it comes to getting a loan. |
DIFFERENT THINGS YOU CAN DO WITH A PERSONAL LOAN Personals loans have many advantages and are the best option if you have to take out a loan in Nigeria. Lenders rarely place a restriction on how you can use your personal loan, so the list of what you can do with it is, in a way, inexhaustible. Unlike other forms of financing, some personal loans don't even need to be backed by collateral and have been tagged, "Loans without Collateral". Below are a number of things you can do with a personal loan. ![]() |
![]() HOW TO KEEP YOUR CREDIT CARD DETAILS SAFE
It is no longer news that the era of standing on long queues in banks before withdrawing money has ended. By simply slotting in your credit card into an ATM, you can withdraw money easily and you need not worry about being cash strapped - ATMs are now within a walking distance. |
Why Loans In Nigeria Without Collateral Is Interesting.
Before the advent of unsecured loans (loans without collateral), for middle class and small scale business owners in Nigeria, loans were something that instilled fear in people and people avoided them like the plague that they are.
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