Credit and Prepaid Cards

Need a little help to tide you over untill payday?
O3’s got you! Choose the right card for you.
Every wallet deserves an O3.

Click to learn more

O3 American Express Credit Cards
O3 Verve Cards

Credit and Prepaid Cards

Need a little help to tide you over untill payday?
O3’s got you! Choose the right card for you.
Every wallet deserves an O3.

Click to learn more

O3 American Express Credit Cards
O3 Verve Cards
Control your finances
with O3 App
Use your O3 App
anywhere in the world.
Download the app

Control your finances
with O3 App

Use your O3 App anywhere in countries around the world.

Download the app

Find the card that suits your lifestyle

Choose from our four different cards.
Payments in USD & Naira is permitted on all cards.

Compare Cards

Green

$ 1,000 Revolving Credit Limit
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.
  • Membership fee: $0 (annual).
Get Green Card

Gold

$ 10,000 Revolving Credit Limit
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira and USD denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.
  • Membership fee: $50 (annual).
Get Gold Card

Platinum

$ 20,000 Revolving Credit Limit
  • Works in Nigeria and overseas at POS, ATM, and online.
  • Naira and USD denominated.
  • Pay for your online purchases and digital subscriptions. Your Card is accepted at businesses that accept American Express payments in Nigeria and around the world.
  • Membership fee: $200 (annual).
Get Platinum Card

Gold Business

$ 10,000 Revolving Credit Limit
  • Extended 45-day repayment cycle.
  • Naira and USD denominated.
  • Pay international suppliers, make online purchases, and pay for digital subscriptions. Card is accepted at businesses that accept American Express.
  • Membership fee: $150 (annual).
Get Gold Business Card

Choose a card,
see the world with

Use your O3 American Express Cards
anywhere in the world.
Learn More

Choose a card,
see the world with

Your O3 American Express Cards
in Countries Around the World.

Learn More

Shop online
without limits

Music? Movies? Games?

O3 is accepted anywhere that accepts Mastercard.
International Shopping online has never
been easier for Nigerians.

Shop online
without limits

Music? Movies? Games?

O3 is accepted anywhere that accepts Mastercard.
International Shopping online has never
been easier for Nigerians.

At your service

Unmatched customer service
derived from personal experience.

We are right there with you
Join the O3 community now.