O3 Cards

About Our Cards

Up To N500,000 Credit Limit

Up To N1,000,000 Credit Limit

Up To N1,500,000 Credit Limit

✔	Credit Cards can be ideal if you need to a little extra money to tide you over every now and then.
✔	Credit cards are for short term borrowing and they cost you less than loan if you pay them back quickly.
✔	You can pay down on your credit card any time you want. And interest will stop immediately.
✔	You use your card again anytime you want. You are in charge.
✔	100% of people that download our app get a free card instantly.
✔	0% interest rate on the prepaid card and 0 charges.
✔	You can do any bank activity on your card through the O3 App.

✔	No security deposit or collateral required O3 Cards gives you access to credit without having to make any equity contribution or pledge any property as collateral.
✔	Revolving and continous line of credit With O3 Credit Cards, your credit line is constantly available 24/7. Just pay your outstanding balance and your full balance is available for use again without requiring any new approval.

✔	No Bank Restrictions You can operate any Bank Account in Nigeria and still have access to an O3 Credit Card.
✔	Access to Discounts and great deals We are in partnership with various merchants all over Nigeria where you can get great discounts and fantastic deals.
✔	Reward Scheme Points and cash back rewards are available for purchases made with O3 cards at selected outlets.

✔	0.13% is the interest rate shared on your card daily. Lowest in market.
✔	₦100,000 is the minimum limit on an O3 credit card.
✔	₦5,000,000 is the maximum limit on an O3 credit card.
✔	10% of what you spend is all you need to pay back. You don't have to pay everything.

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Contact Us

Call us on
07006322737 or 012777630
or send us an email care@o3cards.com

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O3 Cards